Met Insurance Deductible

Today we met our insurance deductible. The first day we visited one doctor for Samantha and whoosh it was done! She saw the allergist because she had to start a new vial for her allergy shots. Because we needed a new vial, we had to pay for that up front, for the doctor’s visit and for the shots.

The office was nice when they saw the amount of the bill, they offered for me to make payments. What was the sense? We had a dentist appointment next and my husband Shawn has a cardiologist appointment tomorrow. The bills will just keep coming in. We may end up meeting our family insurance deductible this week the way things are going.

As much as I don’t want to plunk down all that money, the quicker we meet the deductible the better. By October last year, we actually met our catastrophic deductible. After that we didn’t have to pay for anything. This is with a great medical insurance policy and with me having a secondary insurance. I pray that something gets done soon overhauling our health insurance in the United States. If this is an issue with us, can you imagine what it’s like for the unemployed, the disabled, those living in poverty?

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  1. 1
    Linda says:

    Here in Connecticut, the disabled are all on Medicaid as are most of the elderly and everyone who has the slightest psychiatric issue. I see so much money wasted through these programs every day that I work with people needing rides to doctor’s appointments every day or going to the hospital daily that it’s no wonder the system doesn’t work. Every time I take a 911 call from the same intoxicated person I know that it’s my tax dollars – and yours, too – that are footing the bill for them to go to the Emergency Room once again just so they can sober up and go back out and do it again. It’s maddening.

  2. 2
    Miss Nanny says:

    This post is great! I think you are putting a lot of hard work on your blog. I’m sure I’d come back here more often. You can also visit my site where you can find Professional Nannies or you could also post Nanny Needed and Babysitting jobs if you want for free. Thanks!

  3. 3

    omg, I know. Starting January 1, my husband’s health insurance through work – the portion we pay for – went up 32%. I wish our government would just do something already. It’s downright scary.
    .-= Creative Junkie´s last blog ..We’ll soon enjoy the pitter patter of little feet! Go grab your skates because Hell has frozen solid. =-.

  4. 4
    Michelle says:

    Well, obviously the comments work:-) I was going to check it right when we were tweeting, but got distracted by 4 y/o!

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