My friend and I were talking about some serious stuff the other day. The things you don’t want to think about. The things that even though you’re not superstitious makes your hair stand up. We talked about what would happen to our children if we died. How did we get on that subject? I have no idea. It was just one of those long conversations with lots of twists and turns.
I had made my will and Hubby make his right before I went in for serious surgery. At that time we had to chose who would care for our children if both of us died. Back then Lady Ali was still a minor. What a horrible decision to be forced to make. How do you choose who will raise your children if you’re gone? Since we did our wills about 5 years ago, Hubby and I may need to make some changes. That means we’ll have to talk about this all over again. I’m dreading this to say the least.
This discussion made me think of something else. I don’t have life insurance. To find affordable life insurance for someone like me who is an Autoimmune and Chronic Illness Queen is close to impossible. But I think we need to search for this. If I die, Hubby will be in deep financial problems. He’ll have to hire someone to care for Peanut while he works and his work hours are terrible. There’s a lot more that will need to be done because I’m so irreplaceable! Hey, you gotta laugh about this. It’s a fact of life.
When I turned 40 I started having the “what if…”. My husband is a crop duster and three years ago, two of our closest friends (crop dusters) died one month apart. My husband got out of his airplane that year and didn’t fly. I have always heard, no matter who takes your kids – just keep them all together! Sound advice! They can watch out for each other!
I know what you mean about this topic. My husband and I thought about and talked about this before and after each of our sons were born. We still can’t figure out or decide who we would want to have take care of our children if something were to God forbid happen to us both. My mom is pretty overwhelmed most of the time caring for my dad who is a lot older then her and in poor health, and she also helps my handicap sister out a lot, even though she is 33, married and lives on her own. My husbands parents and siblings live so far away, my family would probably be unable to see our sons much…my handicap sister and her husband have their share of problems already and my other two older sisters have other issues…ie different religious/political beliefs or would rather care of animals then children.
What a dilemma…it is something we definitely should prepare for, yet dread…even though I don’t think my parents ever had a will…anyway…great topic…something to think about…I may just blog about it too ?
This is a hard topic, but I learned when my father died a few years ago that it’s much better to be prepared. he wasn’t, luckly he didn’t own any property so we just moved his things out of his apartment and called it good. Unfortunately we lost any rights to bank accounts or anything else that would require a will or estate plan to access.
He did have life insurance and even though we went the cheep route the funeral still cost over $6,000. If we hadn’t had the insurance my sister and I would have had to try to get a loan or something to pay for it. It sucks to talk about, but it has to be done.